Friday, April 16, 2010

Keeping Your Idenity

When identity thieves go through the garbage of potential victims, the only tools they need are a pair of gloves and a flashlight. They wait until it is dark and then start looking for any documents that have not been shredded.

It is important to destroy (tear or shred) all personal information before discarding it. What you throw away can come back to haunt you.

Identity thieves are looking for...

Credit card receipts: Many businesses no longer print the entire credit card number on receipts, but some still do. Check your receipt very carefully. Do not leave it behind if it lists your credit card number.

Financial statements: Any statements that contain your account number and SIN must be shredded.

Preapproved credit card applications: An identity thief can retrieve these applications from your trash, send it in with the address changed, and received the new cards in your name, based on your credit. After receiving your card, he charges items to its maximum and then tosses the card. You are left with the bill.

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